After daybreak, Madut’s car still sat in the brown flood, only its roof and the top inches of its windows visible.

As far as she’s concerned, a shaken Madut told CNN, Van Dillen saved her life.

Later, after her husband arrived, Van Dillen advised him not to drive toward the overtopped creek, to go another way instead.

As for Madut, her hero offered this: “You can keep the shirt,” he said of the bright red top. “Keep it. It’s all yours.